Dion Strategic
DION STRATEGIC
Consultants and Actuaries
Dion Strategic
DION STRATEGIC
Consultants and Actuaries




Services

At Dion Strategic, our experienced team of professionals bring expertise in all matters related to your insurance program needs:

  • Actuarial services to associations, corporations, healthcare and other organizations with respect to insurance and self-insurance programs, including the use of reciprocal insurance exchanges, captive insurance arrangements and alternative risk financing mechanisms.
  • Strategic and consulting services to “buyers” of risk protection/insurance and financial services.

Our strategic planning and advice to clients provides them with the tools necessary to make informed and effective decisions.

Using our extensive experience in the insurance industry, we highlight the connection between our clients’ goals and the practices required to achieve success.

We have solutions for all your insurance program needs.

  • Do I need

  • To start up an insurance program for my association?
  • To start up an insurance program for employee benefits?
  • An independent review of an existing insurance program?
  • Consultation to address the feasibility of a captive insurance company?
  • To revise my reinsurance structure?
  • To secure reinsurance?
  • Someone to manage my insurance program?

Strategic Thinking

At Dion Strategic we take pride in living our Core Values everyday: Integrity and Respect, adding value to our clients' business and advancing our client's strategies.

Strategy

These values were established by our founder and company president, Sylvain Dion. Mr. Dion is a fellow of both the Canadian Institute of Actuaries and the Society of Actuaries as well as a member of the American Academy of Actuaries. He brings over 40 years of consulting experience in the insurance field, working with professional and other associations, large corporations and major healthcare providers.

Our technical expertise and knowledge base is on an equal footing with any of the top insurers in North America. We put that knowledge to work for you. We know the insurance industry and are well positioned to share our expertise for the benefit of our clients. Simply put, insurers know that we know: our superior negotiation position leads to optimized programs.

Our technical expertise and knowledge base is on an equal footing with any of the top insurers in North America. We put that knowledge to work for you. We know the insurance industry and are well positioned to share our expertise for the benefit of our clients. Simply put, insurers know that we know: our superior negotiation position leads to optimized programs.

If you are a sponsor of an insurance program, we will bring the best value to your group, its’ members and employees, through optimal coverage, price and service.

  • Our key goals for our clients

  • The 'DOC PrincipleTM' for your insurance programs.
  • Enhancing and leveraging of your BRAND, using your insurance plan to build relationships / trust with your members and employees.
  • A thorough benchmarking exercise to ensure that you are receiving the best deal for your organization / members / employees.
  • A visionary, proactive strategy keeping you ahead-of-the-curve on Insurance Technology.


Dion Strategic has been and continues to be an invaluable advisor on our member insurance programs. Their deep experience and industry knowledge has enabled us to realize significant savings that we have been able to return to our members and/or strengthen the financial position of our programs. They listen and understand not only our concerns but also the different points of view and needs that come with working with a federal/provincial profession. Sylvain Dion is a trusted partner that delivers results."

From the Vice-President, Membership Services of a major professional association

Our total focus reflects your members' and employees' interests through delivering programs which offer the best value in terms of coverage, price, service, stability and simplicity. See what our clients have to say with our testimonials and contact us for specific examples, to learn more about our trademark DOC approach.

Our knowledge and experience allows us to negotiate on your behalf the best possible arrangements for your organization, your members and your employees. Resulting in a Win-Win-Win.

Consulting and Actuarial Services

Our consultants and actuaries provide clients with detailed, technical and thoughtful advice to enhance the performance of their insurance and financial programs.

With wide-ranging experience in many lines of business and insurance structures, we have the ability to determine valuable solutions to many of the issues that our clients face regarding their insurance programs.

  • Practical examples

  • Establishing and maintaining funding agreements and strategies ensuring cost efficiency for Program Sponsors
  • Development of Surplus Policies enabling Program Sponsor to control program design and program stability
  • Development of program design and pricing to ensure competitive edge in current markets
  • Perform demographic studies to support marketing plans
  • Program regulatory compliance reviews
  • Analysis and negotiation of program renewals
  • Market studies of program design and rates
  • Support and advise on underwriting, claims management and client services, including audits
  • Support and advise on alternate underwriting and issue techniques
  • Going to market to ensure selection of the right insurance partners through an RFP process (request-for-proposal)
  • Overseeing the claims management process on an on-going basis
  • Providing expertise and advice on insurance technology and loss control
Together
  • Examples of Services Provided

  • Appointed Actuary Work for Reciprocals, Captives and Self-Insurance Programs
  • Reserving Studies
  • Funding Studies
  • Cost Allocation Studies
  • Asset/Liability Matching
  • Risk Analyses
  • Financial Projections and Pro-formas
  • Benchmarking and Trend Analyses
  • Product Plan Design and Pricing
  • Product Market Studies

Insurance and Reinsurance Placement Services

We provide our clients access to major insurance and reinsurance markets, including Lloyds of London through our Coverholder arrangement.

This access, combined with our experience in the marketplace, benefits our clients both strategically and economically, no matter how straightforward or sophisticated their insurance programs are.

Insurance and reinsurance placement services include

Services
  • Consultation on insurance program structure (captive, group deductible, reciprocal insurance exchange)
  • Identification of appropriate insurance and/or reinsurance markets
  • Facilitation of placement of insurance and/or reinsurance including negotiation of policy terms, conditions and premiums
  • Actuarial, underwriting, claims management and other support services through Lloyd’s Coverholder arrangement